Health care

Get health insurance, find a low-cost community clinic, understand emergency care and medical bills, and get vaccinations.

Get health insurance
Why an uninsured hospital visit can cost more than a car, and the four routes to coverage.
Choose a health plan and enrol
When the enrollment windows open, why the cheapest premium is usually the wrong choice, and the subsidy most new arrivals do not know they qualify for.
Where to go when you are sick
Choosing between a clinic, urgent care and the emergency room — a decision that can differ by a factor of twenty in cost.
Find a doctor and get an appointment
How to find one who is genuinely in your network, why you should do it before you are ill, and what to bring to the first visit.
Understanding and reducing a medical bill
Why the first bill is rarely the real price, and the four steps that reduce most of them.
Claims, reimbursement and appealing a denial
When the insurer pays the doctor directly, when you have to claim it back yourself, and why a refused claim is usually worth fighting.

Official links · Health care

Select a state to see the offices and websites that apply to you.

Official links · Insurance regulators & appeals

Select a state to see the offices and websites that apply to you.